When you have a
car for the first time or buy an auto insurance
policy for the first time, it is always confusing to choose the right insurance company for you and what
documentation you will need to present at the them, therefore, it is important
to understand all this information.
Basic Information
Your auto insurance company will need to
know:
· Your
car’s brand, year, model and identification number.
· If your
car is parked in a private or public parking lot or on the street.
· What
safety devices are in your car like air bag, fire extinguisher, seat belts,
alarms, etc
· How
many miles would you approximately cover in a year.
· If
your car in new or used, and if it is used how many miles has it covered.
All this information will help the insurance company decide what kind of
policy would be better for you, and it is very important to let your auto insurance company know everything
they need, in that way, they will be able to give you exactly the service you
need.
Driver’s
data
Another important information for the auto insurance company is how many
people have access to your car, in case some of those people is driving it
without your permission and have an accident, so the insurance company can cover the damages.
Obviously the auto insurance company will need your driver’s license, in countries like the United States they will
also need your social security number,
this will allow them to investigate your driver’s record, to make sure
everything is in order. If you have too many infractions or fines they could
decide not to ensure your car, so
you have to be careful when you are driving, in case this happen there are a
lot of company that would be willing to sell you an auto insurance policy, you just have to find the right one for you.
