Frequent questions about auto Insurance

There are a lot of questions people tend to ask about auto insurance regarding costs, the right insurance policy and other concerns, thus we will try to answer some of them.

When do I need an auto insurance policy?

There are some conditions when a person needs to get an auto insurance policy, in most places around the United States and Europe it is mandatory to have at least a liability insurance policy if you want to drive a car legally, but also if you work for a transportation company like Uber or Lyft, that is why, most of these transportation companies offer this benefits to people who use their cars to transportation of employees an others. These companies will cover medical expenses for you and your passengers and property damage for your car, however is always important that you have an auto insurance policy of your own, in case something fail with the transportation company’s system.

How Much does an auto insurance policy cost?

There are different issues when it comes to the cost of an insurance policy

Deductible: as you know the deductible is an amount of money that you would have to pay first, before the insurance company can take care or the rest of the bill, but if the total amount of the repair is below the deductible of your auto insurance policy, then the insurance company does not have to pay for anything, but do not worry most deductible are established in a way that the policyholder can pay it without a problem. On the other hand if the total amount is higher than the deductible, then your insurance company would take care of the rest.

Valued of Insured Car

This will all depend on the real cost of your car, the more expensive is the car, the more is the auto Insurance policy.

Repair costs

This issue relies on the cost and kind of repairing and auto parts and how much does you insurance policy cover.